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NewFacebook & Instagram DMs become leads

The credit repair software that runs the whole company.

Pull reports without your client's password. Send letters that quote the account. Mail them certified from inside the app, watch every 30-day clock, and let Callie answer the phone. One login for your team, an app for your clients.

Start free trial

7-day free trial. Plans from $99 a month.

What is built in

  • SmartCredit® passwordless pulls
  • Certified mail with e-return receipts
  • Callie answers your phone
  • Client app on iOS and Android
  • Plans from $99, 7 days free

From report to response, in one place.

Run every dispute round inside one app: pull the report, write the letters, mail them and watch the clock. Each step below is a recording of the real software, made with sample data.

  1. Connect your SmartCredit® partner account once, then pull a client’s report without asking for their password. You can also use their SmartCredit® login, an IdentityIQ report, a file upload or pasted text.

    • SmartCredit® passwordless pull
    • IdentityIQ, upload or paste
    • Three bureaus read
  2. The first report becomes an opening ledger: every negative item, how much of each limit is in use, and the inquiries. You start round one knowing what is on the file.

    • Negative items
    • Utilization
    • Inquiries
  3. AI drafts a letter for each bureau, with account tables that show the account as that bureau reports it and the Base Segment field locator (BS-#) beside each figure. Choose from 63 dispute reasons, or build your own letters in Template Studio.

    • Account tables
    • 63 dispute reasons
    • Template Studio
  4. Print and mail letters without leaving the app: First-Class, Certified, or Certified with Return Receipt, tracked to delivery. Each goes out from your client’s own return address, and the electronic return receipt files itself to their documents.

    • First-Class
    • Certified
    • Return receipt, filed
  5. Every round runs a clock for each bureau (mailed, delivered, day 30, answered), and the dispute queue lists every client by theirs, late first. Give a client their own window if you like. A mailed letter always gets the full 30 days FCRA §611 gives the bureau.

    • Clock per bureau
    • Late clients first
    • Own window per client

PullPulling a credit report with a SmartCredit® passwordless pull.

Light by day. Dark by night.

Every staff screen in DisputePro comes in a light and a dark look, with the same layout. Switch with one click.

Callie works the night shift.

Callie is the AI on your team. She answers your phone and your DMs, helps your staff and coaches your clients. When a client is involved, she works from that client's own file.

Answers your phone

She picks up on your company number and answers from the client's file. She takes messages, books callbacks and adds new callers as leads.

Answers your DMs

Early access

Instagram and Facebook DMs become leads. Callie replies only when you switch her on, says she is an AI and hands the chat to a person.

Helps your team

Your staff ask her about the business and have her draft replies, without leaving the app.

Coaches your clients

Clients text or talk with her in the client portal and the app. She teaches general credit education from the client's own file. It is not legal or financial advice.

Voice minutes: Growth includes 200 a month, Credit Empire 600, and packs add more on any plan, from $35 for 100 minutes. Text with Callie is unlimited on every plan.

See plans

Your brand in their pocket.

Clients follow their file in the MyRepair Portal app on iPhone and Android, and in the web portal, under your company's name, logo and colors. Never ours.

Download MyRepair Portal on the App StoreGet MyRepair Portal on Google Play
  • Rounds and wins as they happen

    Clients see each round, each bureau's reply and every item that comes off a report, in plain words, in the app and the portal.

  • A roadmap they can act on

    Card usage card by card, a payoff planner and the next step to take. Every estimate is a range, with a disclaimer.

  • Their own details and documents

    Clients upload documents and update their own details. Your staff approve changes to a name, birth date or SSN.

Sample data and invented people. Results vary.

The web portal, at myrepairportal.com/your-company or your own domain.Every plan: the portal and the app carry your company name and logo. Putting the portal on your own domain comes with Credit Empire.

Nine tools. One login.

Many credit repair companies run on a phone system, a scheduler, an e-sign tool, a forms tool and more, each with its own login. Here they are, in one place.

DisputePro One login
  • Phone system
  • AI receptionist
  • Scheduling
  • E-signatures
  • Web forms
  • Client app
  • Social inbox
  • Bookkeeping
  • Mail house

All of it, inside DisputePro.

The social inbox and bookkeeping are in early access, and some tools depend on your plan. See the plans.

Six reasons companies switch

  • Pull reports without the client's password

    Connect your SmartCredit® partner account once, then pull a client's three-bureau report without asking for their login. You can pull a lead's report before they sign.

  • Letters that quote the account

    A letter can carry an account table: the account as each bureau reports it, with its Base Segment locator (BS-#) beside every figure. Template Studio gives you placeholders, 12 starter templates and Callie to draft, rewrite or check your wording.

  • Certified mail and the 30-day clock in one place

    Mail First-Class, Certified or Certified with Return Receipt from inside the app, tracked to delivery. Every round shows its clock per bureau, and the dispute queue lists late clients first.

  • Your own phone line, answered by Callie

    Lines gives you a local business number you can call from the browser, with recordings, transcripts and summaries on the client's file. Callie, your AI receptionist, answers from the client's own file, takes messages and turns new callers into leads.

    Voice minutes: Growth includes 200 a month, Credit Empire 600.

  • Your app on both stores, under your brand

    Clients get the MyRepair Portal app on the App Store and Google Play, plus a web portal at your own address. They see your company, never DisputePro.

    Your company name on every plan. Your own domain for the portal comes with Credit Empire.

  • The business side too

    Keep your own books, open business funding files for clients, offer LLC filing and give referral partners a portal to send leads and track commissions. Finances and Funding are in early access.

    Early access

Run the company, not just the disputes.

The work around the disputes lives in the same login as the disputes: your books, agreements, forms, leads and partners. Your team stops switching between tools.

  • Finances

    Early access

    Track income and expenses, connect a bank, and export the profit and loss for your accountant.

  • Funding files

    Early access

    Bank statements read for you, product matches under your own rules, a lender package and deal tracking.

  • LLC and EIN filing for clients

    Offer LLC formation, EIN and registered agent to your clients. The DisputePro team files them and you earn a commission.

  • Referral partners

    Realtors, loan officers and others get their own portal to send you leads and track their commissions.

  • E-sign agreements

    Send credit repair agreement templates for clients to sign online.

  • Web forms and booking

    Put a lead form and a booking calendar on your own website, with a SmartCredit® sign-up card.

  • Leads and their workspace

    A pipeline, and a workspace for each lead with notes, tasks, calls and documents. Converting keeps the history.

  • Reports

    Reports and analytics on how your company is doing.

See it in 60 seconds.

Plans that grow with your company.

Every plan starts with a 7-day free trial. Pick the one that fits your client list today.

  • Starter

    For a new company running its first clients.

    $99/month

    Clients
    100
    Users
    1
    Callie voice minutes
    Buy in packs

    Everything to run disputes

    • AI dispute letters and Template Studio
    • SmartCredit® pulls
    • Mail Center
    • Client portal and app
    • Lines and Callie text
    Start free trial
  • Growth

    For a team growing its book of clients.

    $299/month

    Clients
    300
    Users
    5
    Callie voice minutes
    200 a month

    Adds to Starter

    • Score simulator
    • AI credit analyzer
    • Account field checks on letters (BS-# locators)
    • Lead pipeline
    • Web form builder
    • Calendar and booking
    • Email and text templates
    Start free trial
  • Credit Empire

    For an established company under its own brand.

    $499/month

    Clients
    2,000
    Users
    10
    Callie voice minutes
    600 a month

    Adds to Growth

    • Auto Pilot (batch AI for many clients)
    • E-sign agreements
    • Client portal on your own domain
    • Advanced reports
    • Team management
    • Custom branding
    • Import wizard (bring clients from other software)
    Start free trial
Compare every feature

Callie voice minutes and mail credits are sold in packs and work on any plan.

Questions owners ask.

Short answers. The full manual is in the Help Center inside the app.

Can I move my clients over from the software I use now?

Yes. The import wizard reads CSV, XLS and XLSX exports and recognizes the column names from Credit Repair Cloud, DisputeFox, DisputeBeast, Client Dispute Manager, ScoreCEO and TurboDispute. The import wizard is part of Credit Empire.

How does the free trial work?

Every plan starts with a 7-day free trial. After that the plans are $99, $299 and $499 a month.

What do passwordless pulls need?

Connect your company's own SmartCredit® partner account once. After that your team can pull a client's three-bureau report without asking the client for a password. You can also pull with the client's SmartCredit® login, import an IdentityIQ report, upload a file or paste the report text.

How is mail paid for?

Mail Center letters are paid for with prepaid mail credits: 1 credit for First-Class, 8 for Certified and 10 for Certified with Return Receipt. Or connect your own Lob account and pay Lob directly, with no credits.

What does Callie cost?

Callie's text is unlimited on every plan. Voice minutes are included on Growth (200 a month) and Credit Empire (600 a month). Minute packs work on any plan: 100 for $35, 500 for $150, 2,000 for $500.

Will my clients see the DisputePro name?

No. On every plan your clients see your company in the portal and the app, never DisputePro. Putting the portal on your own domain is part of Credit Empire.

Do my clients get an app?

Yes. The MyRepair Portal app is on the App Store and Google Play. Clients see their rounds, wins, documents, messages and roadmap, and they can upload documents and edit their own details.

Is DisputePro a credit repair organization?

No. DisputePro sells software to the companies that do the work, and it is not a credit repair organization. The letter check in Template Studio blocks wording that promises outcomes.

How many people can use it?

Each plan includes a number of users: 1 on Starter, 5 on Growth and 10 on Credit Empire. Team management is part of Credit Empire.

What does early access mean?

Facebook & Instagram, Finances and Funding are built and running for some companies, and they are switched on company by company. They carry an Early access label until they are on for everyone.

Bring your company over.

Start free trial

7-day free trial on every plan.