The Only Credit Repair Software With AI That Actually Thinks
A voice agent that talks to your clients, disputes that send in three clicks, and a score simulator that predicts results before you mail a letter. AI that understands FCRA, FDCPA, and Metro 2 — built into every screen.
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Everything You Need to Run a Credit Repair Empire
From AI-powered dispute generation to client management, lead tracking, automations, and beyond.
AI Voice Agent
A voice agent that talks with your clients 24/7 — answers questions from their actual file, books appointments, leaves notes for your team, and drops voice messages with email alerts.
AI Score Simulator
Toggle negative items off and watch predicted score changes in real-time. No other software has this.
3-Click Dispute Launcher
Pick a client — AI pre-selects their flagged items, drafts a letter per bureau, and you send. Solo or in batch across your whole client base.
Personal AI Credit Coach
Every client gets a coach built from their real file — action plans, grounded chat, and card-payoff timing based on statement dates. Not generic tips.
Lead Pipeline
6-stage drag-and-drop Kanban board. Track every lead from first contact to converted client.
Auto Pilot
Batch AI actions on all clients at once. 40-day attack cycles, automated follow-ups, scheduled score syncs.
Predict Score Changes Before You Dispute
The AI Score Simulator lets you toggle negative items on and off to see exactly how each removal impacts your client's credit score across all three bureaus.
Send a Dispute in Three Clicks.
Pick a client and the AI does the rest — flagged items come pre-selected, letters draft themselves per bureau, and you hit send. Need volume? Run it in batch across every client at once.
An AI Voice Agent That Works Your Front Desk
Your clients tap a mic in their portal and talk to an agent that knows their actual file — scores, deletions, disputes in progress. And on your side, a Voice Copilot runs the whole CRM by voice. No phone number required.
From Signup to Score Increase in 4 Steps
Import Clients
Upload from CSV or import from competing software. 150+ column aliases auto-map your data.
AI Analyzes
AI parses credit reports, identifies disputable items, and builds a custom strategy per client.
Auto-Dispute
One-click letter generation. FCRA/FDCPA-compliant. Multi-bureau batch sending.
Track & Scale
Monitor score changes, automate follow-ups, and grow your business with analytics.
A Client Portal That Sells For You
Under your brand, every client gets a voice assistant, a personal AI coach built from their real file, card-payoff timing, a journey timeline that celebrates deletions, e-sign agreements, and a goal tracker — the portal does the retention work for you.
Automate Your Entire Workflow
Visual workflow builder with drag-and-drop nodes, 8 pre-built automations, and 40-day attack cycles that run your dispute process on autopilot.
Monitor Client Reports Easily with Smart Credit
As an official Smart Credit product partner, DisputePro AI integrates directly with Smart Credit so you can pull and monitor your clients' credit reports without the hassle. Smart Credit gives your clients a full suite of powerful tools — and it all flows straight into your software.
Powering effortless credit monitoring and reporting inside DisputePro AI.
Leave Your Old Software Without Losing a Single Client
Export a CSV from your current platform, drop it in, and keep working. The Import Wizard was built specifically for people escaping other credit repair software.
Export from your old software
Any client CSV or XLS export works — Credit Repair Cloud, DisputeFox, and others.
Drop it in the Import Wizard
150+ column aliases auto-map your data. Review the preview, click import.
Dispute the same day
Clients, scores, and dispute items land ready. Send your first AI round in 3 clicks.
How We Stack Up
The honest version — including the rows where the others keep up.
| Feature |  DisputePro AI | Credit Repair Cloud | DisputeFox |
|---|---|---|---|
| AI voice agent that talks to your clients 24/7 | |||
| Voice copilot for your team — run the CRM by talking | |||
| AI voice message drops with client email alerts | |||
| Real-time AI Score Simulator | |||
| Personal AI Credit Coach for every client | |||
| Card utilization payoff coach (statement-date timing) | |||
| AI dispute letters drafted from the client's actual file | Letter wizard | Letter wizard | |
| Metro 2 compliance engine | |||
| E-signature agreements | |||
| Drag-and-drop lead pipeline | |||
| Automations & workflows | $179+ plans | ||
| Migration importer built for switchers (150+ column aliases) | Basic CSV | Basic CSV | |
| Starting price (with a real client limit) | $99 / 100 clients | $49 / 3 clients | $129 / 100 clients |
| Price at ~2,000 clients | $499 | $599 | $499 |
Based on each vendor's publicly listed pricing and feature pages, July 2026. Plans and features change — verify with each vendor.
Every Tool You Need. One Platform.
24 integrated modules designed specifically for credit repair professionals — AI in every one of them.
Pricing That Scales With Your Business
No hidden fees. No contracts. Cancel anytime.
Starter
Up to 100 clients
1 user
Get StartedGrowth
Up to 300 clients
5 users
Start Free TrialCredit Empire
Up to 2,000 clients
10 users
Get StartedWhat Our Customers Say
“DisputePro AI has completely transformed our workflow. The Score Simulator alone saved us countless hours of manual analysis. Our client satisfaction has never been higher.”
“We switched from Credit Repair Cloud and the difference is night and day. Sending a full dispute round takes three clicks and the auto-generated letters are incredibly accurate.”
“The Auto Pilot feature is a game-changer. We went from managing 50 clients to over 300 without adding staff. The 40-day attack cycles run themselves.”
Frequently Asked Questions
Clients tap a mic in their portal and talk to an AI that knows their real file — current scores, deletions, disputes in progress. It answers questions, books appointments on your calendar, and leaves notes for your team. On your side, a Voice Copilot lets you look up clients, get business stats, add notes, generate dispute letters, and drop AI voice messages into a client's portal (they get an email alert) — all by talking. Every conversation is transcribed and summarized in your call log.
Export your clients to CSV from your current software and drop the file into our Import Wizard. It auto-detects 150+ column name variations used by Credit Repair Cloud, DisputeFox, DisputeBeast, Client Dispute Manager, ScoreCEO, and TurboDispute — most imports finish in minutes, and your clients, scores, and dispute items land ready to work.
The Score Simulator uses predictive modeling based on credit bureau algorithms. Toggle any negative item off, and the AI calculates the estimated score change for each bureau in real-time. No other credit repair software offers this capability.
Yes! Our Import Wizard supports CSV and XLS files from Credit Repair Cloud, DisputeFox, DisputeBeast, Client Dispute Manager, ScoreCEO, TurboDispute, and more. We auto-detect and map 150+ column name variations.
All templates are FCRA Section 611/623 and FDCPA compliant. Our Metro 2 Compliance Engine also scans for data furnisher violations under the CDIA Metro 2 Format, giving you additional legal leverage.
Yes. The white-label Client Portal gives each client access to their credit scores, dispute status, documents, payments, messaging, and AI-powered credit tips — all under your brand.
Your 7-day free trial includes full access to all features. After the trial, your selected plan begins automatically. Cancel anytime.
Yes. The Growth plan includes 5 users and Credit Empire includes 10. Each user can have a role (Owner, Admin, or Agent) with appropriate permissions. Agents can be assigned to specific clients.
API access is included in the Credit Empire plan. Integrate DisputePro AI with your existing systems, CRMs, or build custom workflows programmatically.
Auto Pilot lets you run batch AI actions across multiple clients simultaneously. Set up 40-day attack cycles, automated follow-ups, scheduled score syncs, and response monitoring. It runs your dispute process on autopilot while you focus on growing your business.
Ready to Scale Your Credit Repair Business?
Join thousands of credit repair professionals who trust DisputePro AI to automate disputes, increase scores, and grow their businesses.
7-day free trial • Cancel anytime